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who opt for these loans etc. fast loan payday quick But studies conducted throughout the States show that people from all walks of life consider payday loan cash advance as an affordable option to meet their financial needs etc. fast loan payday quick The US Census report of 2000 show that 22% of the surveyed payday loan borrowers hold a bachelor's degree from college. More than two-thirds of the people surveyed reported an annual income of a minimum $25,555 and has a savings account. Also, 51% of the surveyed population had a retirement savings plan. Viewing the industry statement, it seems that the payday cash advance customer has more than average level of education than the general US population. A typical payday loan customer is between 25 to 40 years of age and has an annual income between $25,000 and $50,000. Also people from all walks of life, including teachers, civil servants and corporate employees considers payday loan as an efficient solution to the short term financial emergencies.